Buyers

Buying a home is an exciting time in your life.  Making the smart move of choosing a real estate professional is your first step to ensuring that your new home and community meets your needs.  Our services and experience range from helping you find financial aid to finding the home that best suits you and your family. For your convenience, we also provide listings by email.  We pride myself on repeat business and hope you’ll come to understand why.

As Your Agent, we Will:

• Assure that you see all the properties in the area that meet your criteria.
• Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
• Make sure you don’t pay too much for your new home and help you avoid costly mistakes.
• Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.

And best of all, the services are FREE.  We are compensated by the seller through the reciprocal association of brokers affiliated with the local Multiple Listing Service.

Before You Start Looking For Your New Home:

• Check your credit rating.  Straighten out any errors before its too late.
• Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
• Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
• Choose a real estate professional that you trust and who understands your needs.
• Determine what neighborhood best matches your needs
• Identify important features you need your new home to have.

Closing Costs to Expect:

• Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
• Third-party fees include charges for insurance, title search, and other inspections such as termites.
• Government fees include deed recording and state and local mortgage taxes.
• Escrow and interest fees include homeowner’s insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.

While some of this may seem foreign to you, it is our job to guide you through the entire process educating you along the way.